September 2025: The Start of the Fall Market

Buyer’s Market Holds Steady

As we step into September, the fall real estate market across Southern Georgian Bay continues to lean in favour of buyers. Sales activity has picked up slightly compared to mid-summer, but the overall balance has not shifted. Buyers still benefit from more choice and stronger negotiating power than we have seen in recent years.

Inventory Remains High

Although September typically brings fewer new listings, the surge of supply from the summer months is still visible. Inventory levels are elevated across the board, from in-town homes to rural properties and waterfront estates. This abundance means buyers can take their time, while sellers need to remain highly strategic.

Prices Holding, Timing Extending

Both average and median sale prices are holding steady compared to the summer. What has changed is the time it takes to secure a sale. Homes are staying on the market longer as buyers move cautiously, carefully weighing options before making offers.

Economic Influences to Watch

While the Southern Georgian Bay market is shaped by local dynamics, broader economic pressures are making themselves felt. Higher costs for building materials, combined with trade-related uncertainty, could slow the pace of new construction and renovations. At the same time, many are watching the Bank of Canada closely for signals on future interest rate moves, as these will directly affect buyer confidence and affordability.

The Fall Outlook

This fall remains a valuable window for buyers. Ample inventory and the ability to negotiate create an attractive environment for those looking to purchase. For sellers, the path to success is clear. Accurate pricing, compelling presentation, and professional marketing are no longer optional but essential.

The fall market is here, and it will be defined by balance. Buyers and sellers alike will need to stay alert, respond to shifting conditions, and work strategically to achieve their goals.